Our Services
Discover a wide range of loan products and gain access to top-tier mortgage broker services with Captiva Finance.
Your Local Mornington Peninsula finance partner
We’re your local finance specialists, here to find fast, flexible loan solutions for homeowners, business owners, and investors. We offer a comprehensive range of lending and financing services designed to help homeowners and business owners move quickly from inquiry to approval.

Home Loans
With Captiva Finance’s tailored residential property finance solutions, achieving homeownership or expanding your investment portfolio has never been more accessible.

Commercial Property
At Captiva Finance, we work with investors, developers, and business owners to understand the full context behind each transaction.

Business Finance
Business finance is rarely just about funding – it’s about enabling the next stage of growth, solving challenges, and keeping operations moving efficiently.

Personal Loans
At Captiva Finance, we focus on understanding what you’re looking to achieve and helping you move forward in a way that feels right for you.

Self-Employed Borrowers
We work with a range of lenders who recognise the nuances of self-employed income, allowing us to explore multiple pathways depending on your situation.

Other Products and Solutions
We take the time to understand your individual position and look beyond the obvious, identifying opportunities and pathways that may not be immediately apparent.
Client Education
We have assembled some downloadable pdfs with relevant financing topics.
Pay Loan Off Faster
By paying off your mortgage early you will save money and take a financial load off your shoulders, especially in tougher financial times. Here are some ways to get rid of your mortgage debt faster.
Credit Scores & Reports
Your credit report offers lenders and creditors a summary of your credit history. Your credit score is a number that represents your overall credit risk, or the likelihood you’ll pay your bills on time.
Benefits of Brokers
When it comes to obtaining a loan in Australia, mortgage brokers play a pivotal role in helping borrowers achieve their homeownership dreams and securing their future with other lending solutions.
Choosing The Loan
When looking for a good deal on a home loan (mortgage), the interest rate matters. A home loan is a long-term debt, so even a small difference in interest rate will add up over time.
Lenders Mortgage Insurance (LMI)
Mortgage brokers understand that Lenders Mortgage Insurance (LMI) premiums are influenced by several key factors. Captiva can assist you selecting the right insurance for your Mortgage.
Let's Get Started
Book an obligation free consultation.
Finance Calculators
Calculate your borrowing / refinancing capacity.
Get in Touch
Please reach out if you have any questions.
Testimonials
Have a look what others are saying about Captiva Finance.
Watkins Smart Investments (Australia) Pty Ltd trading as Captiva Finance (543459) is a Credit Representative of National Lending Group Pty Ltd Australian Credit Licence (412778)